Whether you rent an apartment or a house, your landlord's insurance likely covers the building, but not your stuff. If something were to happen, would you be able to afford to replace your electronics, furniture, clothing, and the other things in your apartment?
For a low monthly cost, you can protect your personal property, as well as your personal liability, from covered losses and damages with Renters Insurance.
Covers the loss or damage of personal belongings on or off premises
Provides legal representation and protection against judgments for covered events
Covers medical costs for visitors injured at a renter's home
Covers costs of temporary housing